Find a mortgage that fits your family, not just a rate sheet.
I help Chinese-Canadian families in Richmond find the right mortgage. Whether you are buying your first home or navigating as a newcomer, I will walk you through it in English or Mandarin.
No credit check · About 3 minutes
Photo by Adrian Yu on Unsplash
Which situation describes you?
I am buying a home
First-time buyer or ready to move up? I will help you get pre-qualified and make an offer with confidence.
I want to refinance
Lower your rate, pull out equity, or consolidate debt. Let me look at your options.
I am a newcomer or temporary resident
Work permit or new PR? I specialize in helping newcomers qualify, even with limited Canadian credit history.
My mortgage is renewing
Got your renewal letter? Don't sign it yet — switching lenders could save you money.
What working with me looks like
A straightforward process to get you the right mortgage.
Consultation
We talk about your goals and timeline. I will answer your questions in English or Mandarin with no pressure.
Pre-qualification
I pull your credit (with your permission) and give you a clear budget. You will know what you can afford before you start shopping.
Lender shopping
I compare offers from multiple lenders including banks, credit unions, and private lenders to find you the best fit.
Application and approval
I handle the paperwork and keep you updated at every stage, so you always know where your application stands.
Closing and beyond
We finalize everything with your lawyer. I am here for renewals and refinances for as long as you own your home.
Questions? I am one WeChat message away.
Prefer Mandarin? Send me a message on WeChat. I usually reply within the hour during the day.
